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Be Mindful With Your Money

How to Earn $1,000 a month as a Brand Ambassador

October 22, 2017 By Zina Kumok

Any time I coach someone on how to pay off their student loans, I always mention they should find ways to earn more money. The people I talk to are often doing the best they can, budgeting, living frugally and putting every spare dollar toward their loans. But sometimes that's not enough. Sometimes spending less isn't enough - you need to find a way to make more. How to Make Money as a Brand Ambassador I first met my friend Melanie Lockert ... Read more...

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Filed Under: Make Money

How Refinancing Your Student Loans Can Save You Thousands

October 5, 2017 By Zina Kumok

Sometimes people ask me what's the biggest mistake I made when I was paying off my student loans. I tell them, "I didn't refinance my student loans." Honestly, I didn't even know I could refinance my student loans. Companies like SoFi, CommonBond and Earnest were barely around when I graduated from college and refinancing wasn't as widespread as it is today. Now, SoFi has ads during the Super Bowl. Even so, many of my friends aren't ... Read more...

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Filed Under: student loans

How a Dog Walking and Pet Sitting Business Earns Jennie Hundreds

October 3, 2017 By Zina Kumok

I met Jennie almost 10 years ago, when I worked at the college student newspaper. She was the office manager, in charge of making sure we got paid. I loved her snarky sense of humor and her adorable cardigans. We stayed in touch even when she transitioned to a new job. A few weeks ago, I noticed that Jennie was posting more dog photos on social media than normal. "Is she fostering a new pup?" I thought. Nope, it turns out Jennie had ... Read more...

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Filed Under: Make Money

How to Save on Tampons, Bras and Everything in Between

September 28, 2017 By Zina Kumok

Most personal finance bloggers are willing to share how to save on groceries, utilities and gas. They'll tell you how they use cloth diapers for their kids or buy used clothes from Goodwill. But today, I'm here to talk about the stuff that we all have to buy, but that no one wants to save money on: bras and periods and dating. Being a woman is wonderful - but it's also expensive AF. So here are some ways to minimize those costs while still ... Read more...

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Filed Under: Frugal Living

How to Save on Medical Bills Every Time

September 14, 2017 By Zina Kumok

Graduating from college and getting my first "real" job was a huge adjustment. I was living on my own, in a town of 30,000 people and far away from my family and closest friends. That wasn't all. I was suddenly responsible for paying off my student loans (on a $28,000 salary). And I had to pay for my own healthcare. I wasn't totally screwed. I was still under my parent's insurance (thanks Obama!), but I did want to be responsible for my ... Read more...

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Filed Under: Saving Money

6 Grocery Saving Tricks That Will Save You Hundreds

September 9, 2017 By Zina Kumok

Since starting this blog, I've also become a financial coach. I help people figure out their goals, determine what they need to do to get there and create a plan for them to follow. I love coaching and motivating people. Personal finance is so taboo that many people don't know where to go for good advice. Usually what I do with my coaching clients is have them go over their expenses for a couple months and write down how much they spend. ... Read more...

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
I may receive compensation from affiliate links and other companies.
While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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