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Conscious Coins

Be Mindful With Your Money

The One Simple Key to Financial Health

June 27, 2017 By Zina Kumok

In 2014, I made my final payment on my student loans and reached the three-year finish line of being debt free. I’d been blogging about my journey for two years, and my story went viral. It got picked up by Time Magazine, was featured on Yahoo News and even led to a TV interview on Fox. I loved sharing my message, because I was certain it would inspire people to do the same. But I never considered what would happen when millions of people ... Read more...

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Filed Under: advice

The Centennial Millennial: Retirement Planning for a Long Life

July 5, 2016 By Zina Kumok

In all likelihood, many Millennials will live long lives. How should retirement planning look for Millennials to make sure they don't outlast their money?

This post was originally seen on Forbes.com. Centenarians, or people living to be at least 100, have always been a rare breed. Think about it – how many people do you know who’ve lived for over a century? But that could be changing. According to the Centers for Disease Control and Prevention, the number of people living to be over 100 is growing fast. While that seems like good news on the surface, it brings up an interesting dilemma: ... Read more...

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Filed Under: advice, debt free, Money, personal finance, saving Tagged With: millennial, retirement, saving

Reasons Why You Need to Create a Will

July 5, 2016 By Zina Kumok

Considering creating a will? Good idea! Here's why you need to create a will, even if you're single. Sponsored by Challenge a Will.

This post is sponsored by Challenge a Will. A will is a gift you give your family or those you love. It is a gift because it allows easier administration of your estate once you’re gone. You don’t want your family fighting over who gets what. With that said, we can say that dying without a will is a curse to the grieving family. Despite the fact that everyone living now will sooner or later join the afterlife, many still don’t have a will. ... Read more...

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Stressed Out Solopreneur: 5 Tips to Prevent Entrepreneurial Burnout

June 23, 2016 By Zina Kumok

Are you a solopreneur feeling overwhelmed by work? Here's out to prevent entrepreneurial burnout.

This post was originally seen on Forbes.com. The feeling of starting an entrepreneurial endeavor or beginning a freelance career is exhilarating. You’ve become the master of your own destiny, and all the anxieties and limitations of a traditional office job fade away into a sea of opportunity. When you start making money, that feeling only grows. But eventually, things start to lose their shine. The freedom you once loved starts to seem ... Read more...

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Filed Under: advice

Why Freelancing Feels Like a Bad Boyfriend

March 12, 2016 By Zina Kumok

It might sound crazy to say this, but sometimes freelancing does feel like a bad boyfriend! Fellow freelancers, how do you feel about freelancing?

I've been freelancing for six months now and though I had no idea how I would react to being self-employed, I've mostly loved the ride. Some days it's a pleasant drive on a breezy day; other times, it's like being on a rollercoaster for eight hours straight. But the best way to describe freelancing is by comparing it to the cute boy you always had a crush on. He was popular, athletic, perfect on paper. But what he had in good lucks, he ... Read more...

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Filed Under: advice, freelance, hustling

What I’m thankful for

November 26, 2014 By Zina Kumok

With Thanksgiving around the corner, it's time to talk gratitude and thankfulness. What are you thankful for this year?

It's Thanksgiving, which is really great for bloggers like me because it means we don't have to come up with any original ideas this week. Instead we get to write posts about what we're thankful for. So here's mine. This year I am thankful for: paying off my student loans. I still don't feel that different, but now all the money I save will be going toward my future, and not my past. family and friends who have supported me throughout ... Read more...

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Filed Under: advice

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
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While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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