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Conscious Coins

Be Mindful With Your Money

Is FOMO Wrecking Your Finances?

August 8, 2017 By Zina Kumok

A few weeks ago, I sent an email to my subscribers about my new garden and how planting a vegetable is like building a budget. It takes time, daily care and fixing problems when they arise. Budgets are like gardens. If you ignore the first sign of bugs, the next thing you know, your garden is infested. I asked people to respond to my email with their budget challenges. One woman replied: "Having a boyfriend ruins my budget! We always want ... Read more...

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Filed Under: Life

How I Afford Therapy and Anxiety Medication

July 14, 2017 By Zina Kumok

Sometimes people ask me, what's the best thing to spend money on? I always say experiences. Travel. Classes. Time with friends. The memories you gain from experiences will outlast the happiness you feel when you buy a new purse or pair of shoes. The Best Thing I Spend Money On? Therapy Overall, one of the best things I spend money on is therapy. I've been seeing a therapist since I was a sophomore in college and suddenly snapped at my ... Read more...

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Filed Under: Life Tagged With: therapy

How to Sell Your Stuff

February 17, 2017 By Zina Kumok

How many of you have read "The Life-Changing Magic of Tidying Up?" Keep your hands raised. How many tried to go through your closet to prune anything that didn't bring you joy, only to find yourself surrounded by clothes, boots and necklaces at 2 a.m.? Anyone? Just me? I love uncluttering. I love getting rid of stuff and feeling like a weight's been lifted off my shoulders. The problem is what I do with the stuff I get rid of. Sometimes I ... Read more...

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Filed Under: Life Tagged With: craigslist, ebay, sell, thredup. decluttr

Blue Apron Review: Worth Skipping?

February 11, 2017 By Zina Kumok

A few weeks ago, my husband and I decided to finally try Blue Apron, the meal delivery service. I'd heard about the program for a while, but had been too stingy to try it out. We received a $30 off coupon in the mail, and I was intrigued. "Could this change how we grocery shop," I though. I posted on Instagram to see what other people said. They mostly commented it saved them time, provided healthy meals and was super tasty. I had my ... Read more...

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Filed Under: Life Tagged With: blue apron, groceries, meal, meal planning

5 Tips for a Cheap Los Angeles Vacation

January 16, 2017 By Zina Kumok

One of the only things I didn't give up when I paid off my student loans was travel. I made room for my budget to accommodate all the travel I wanted to do. I didn't go fancy, staying in hotels or taking taxis everywhere. Now that I'm debt free, I still try to be frugal while I travel. If you can have the same experience for less money, why not? Last year I took a five-day trip to LA that only cost me a few hundred dollars. I went for a ... Read more...

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Filed Under: Life Tagged With: airbnb, california, travel, travel budget

The One More Thing Syndrome

January 10, 2017 By Zina Kumok

Since I've been freelancing full-time, I've justified buying stuff for my business. I've heard of people who refused to reinvest in their business even when it could save them time or money. Unfortunately, I've gone too far. I instantly buy a book if I think it could help me, even if I've already got five unread sitting on my nightstand. I have a few courses that I haven't finished. And I almost signed up for a new coach the other day, ... Read more...

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Filed Under: Life Tagged With: addiction, shopping, spending

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
I may receive compensation from affiliate links and other companies.
While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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