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Be Mindful With Your Money

The Centennial Millennial: Retirement Planning for a Long Life

July 5, 2016 By Zina Kumok

In all likelihood, many Millennials will live long lives. How should retirement planning look for Millennials to make sure they don't outlast their money?

This post was originally seen on Forbes.com. Centenarians, or people living to be at least 100, have always been a rare breed. Think about it – how many people do you know who’ve lived for over a century? But that could be changing. According to the Centers for Disease Control and Prevention, the number of people living to be over 100 is growing fast. While that seems like good news on the surface, it brings up an interesting dilemma: ... Read more...

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Filed Under: advice, debt free, Money, personal finance, saving Tagged With: millennial, retirement, saving

The Worst Times to Go Bankrupt

May 30, 2016 By Zina Kumok

While there is never a good time to go bankrupt, some times are worse than others. Here are when it's the worst times to go bankrupt.

This is a sponsored post. Sponsored posts like these keep this blog running. Thank you for your support! In life, there’s a time for everything: A time to get married, a time to budget, a time to take out a loan and even a time to go bankrupt. Bankruptcy may seem like every debtor’s nightmare, something of the last resort that people have to undertake when all hope has been lost. It is, and it’s not at the same time. Some people save their ... Read more...

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Filed Under: Money, personal finance, Uncategorized

Money Lessons from the Movies

October 22, 2015 By Zina Kumok

Did you know that movies, yes, even movies like Die Hard, can teach you about money? Here are money lessons I've learned from the movies!

With the weather getting colder, there are few things more fun than curling up with a cup of hot cocoa and a movie. If you're going to watch something, use it as a learning tool. Read my suggestions below for best money lessons from the movies. Trading Places This movie, which is a staple in the Kumok family, has so many money lessons. In fact, a few years ago the movie inspired what's now called the Eddie Murphy Rule, which bans "insider ... Read more...

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Filed Under: personal finance

How to Get Rid of Your Stuff

September 7, 2015 By Zina Kumok

Moving soon? Here's how to get rid of your stuff efficiently and without spending much!

My husband and I have finally arrived in Denver. After months of planning, weeks of budgeting and days of moving, we're finally here and settled. Well, mostly. At least we have our couch up. One of the hardest parts of moving is trying to get rid of stuff. There are so many things we threw out - clothes, sports equipment, toiletries, unused dog toys, and dishes. For each item, there's a way to get rid of it. Is it trash? Can it be reused? Does ... Read more...

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Filed Under: personal finance Tagged With: moving, trash, yard sale

How Much Do We Deserve?

August 21, 2015 By Zina Kumok

My Super Sweet 16 made me think a lot about how much people think they deserve. Do we deserve things, or do we earn them?

The other day, instead of going to bed at a normal hour, I stayed up to watch an old episode of "My Super Sweet 16." The MTV show was once a staple in my life, so much so that apparently I threw a fit that I didn't have my own all-out 16th birthday party. This was an episode I hadn't seen before and featured Reginae Carter, daughter of rapper Lil Wayne. Like most of the teens featured in the show, she wanted a huge party, a nice car and no ... Read more...

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Filed Under: personal finance

Why Parents Should Teach Their Kids About Money

July 24, 2015 By Zina Kumok

I stumbled upon an article today from The Atlantic with the headline, "Millennials Who Are Thriving Financially Have One Thing in Common." I love learning about what successful people do differently and I eagerly clicked on the article. I was surprised to see what the answer was: rich parents. Children whose parents pay for college, help them buy a car or give them money for a down payment are more likely to become rich themselves. Instead ... Read more...

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Filed Under: personal finance

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
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While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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