Hi y'all, I'm super excited to announce an exciting change - Debt Free After Three is now Conscious Coins! The new name represents my new journey through blogging, an attempt to share how I'm being more mindful with my money (or trying to). The content will remain somewhat similar, but I'm also expanding my coaching services. Now, you can easily schedule a 1-on-1 coaching call with me if you want specific advice on tackling your money ... Read more...
6 Grocery Saving Tricks That Will Save You Hundreds
Since starting this blog, I've also become a financial coach. I help people figure out their goals, determine what they need to do to get there and create a plan for them to follow. I love coaching and motivating people. Personal finance is so taboo that many people don't know where to go for good advice. Usually what I do with my coaching clients is have them go over their expenses for a couple months and write down how much they spend. ... Read more...
5 Worst Things to Buy When You’re in Debt
If you're trying to pay off your debt quickly, the biggest piece of advice I can give you is to look at what you're spending your money on. Most of us think we don't have any money leftover at the end of the month, but if we peek into our bank statements, we can find some. After you've looked at your expenses, it's time to figure out where you can cut back. Can you find a cheaper apartment? Can you refinance your loans to get a better rate? ... Read more...
5 Reasons Investing Isn’t as Scary as it Used to Be
This is a guest post from Kayla Sloan on behalf of Listen Money Matters, one of my favorite personal finance sites. No one wants to invest their money and then lose it all. But you don’t have to let an irrational fear of investing prevent you from having a more secure future. In the past, some people have thought of investors as risk takers or even compared them to gamblers. But there are actually 5 reasons investing isn’t as scary as it used ... Read more...
The Worst Times to Go Bankrupt
This is a sponsored post. Sponsored posts like these keep this blog running. Thank you for your support! In life, there’s a time for everything: A time to get married, a time to budget, a time to take out a loan and even a time to go bankrupt. Bankruptcy may seem like every debtor’s nightmare, something of the last resort that people have to undertake when all hope has been lost. It is, and it’s not at the same time. Some people save their ... Read more...