• Home
  • About
  • Blog
  • How to Get Started
  • Course
  • Hire Me

Conscious Coins

Be Mindful With Your Money

Introducing my Solar Power Guide!

November 26, 2020 By Zina Kumok

If you’re like me, you’re sick of personal finance experts advising you to give up lattes and avocado toast in a quest to build wealth. But I’ve just discovered an opportunity that allows you to save money without getting rid of anything. The best part? This opportunity is also good for the environment at the same time.  My big discovery? Solar panels. Installing solar panels on your house can be a huge cost-saver for decades to come. If you ... Read more...

Leave a Comment
Filed Under: Uncategorized

4 Ways to Save for Your First Home

December 27, 2019 By Zina Kumok

Many of us have felt the wrath of student loan debt– I know I have. There’s no doubt that debt can accompany a bit of anxiety. It can make you feel that certain milestones like moving out or buying your first home are totally out of reach. In fact, 61% of millennials claim they’ve delayed buying a house because they felt overwhelmed with debt and underprepared. But, I’m here to tell you that doesn’t have to be the case. You can save for ... Read more...

Leave a Comment
Filed Under: Uncategorized

Debt Free After Three is now Conscious Coins!

May 23, 2018 By Zina Kumok

Hi y'all, I'm super excited to announce an exciting change - Debt Free After Three is now Conscious Coins! The new name represents my new journey through blogging, an attempt to share how I'm being more mindful with my money (or trying to). The content will remain somewhat similar, but I'm also expanding my coaching services. Now, you can easily schedule a 1-on-1 coaching call with me if you want specific advice on tackling your money ... Read more...

Leave a Comment
Filed Under: Uncategorized

6 Grocery Saving Tricks That Will Save You Hundreds

September 9, 2017 By Zina Kumok

Since starting this blog, I've also become a financial coach. I help people figure out their goals, determine what they need to do to get there and create a plan for them to follow. I love coaching and motivating people. Personal finance is so taboo that many people don't know where to go for good advice. Usually what I do with my coaching clients is have them go over their expenses for a couple months and write down how much they spend. ... Read more...

2 Comments
Filed Under: Uncategorized

5 Worst Things to Buy When You’re in Debt

June 9, 2017 By Zina Kumok

If you're trying to pay off your debt quickly, the biggest piece of advice I can give you is to look at what you're spending your money on. Most of us think we don't have any money leftover at the end of the month, but if we peek into our bank statements, we can find some. After you've looked at your expenses, it's time to figure out where you can cut back. Can you find a cheaper apartment? Can you refinance your loans to get a better rate? ... Read more...

4 Comments
Filed Under: Uncategorized

5 Reasons Investing Isn’t as Scary as it Used to Be

March 27, 2017 By Zina Kumok

This is a guest post from Kayla Sloan on behalf of Listen Money Matters, one of my favorite personal finance sites.  No one wants to invest their money and then lose it all. But you don’t have to let an irrational fear of investing prevent you from having a more secure future. In the past, some people have thought of investors as risk takers or even compared them to gamblers. But there are actually 5 reasons investing isn’t as scary as it used ... Read more...

1 Comment
Filed Under: Uncategorized

Next Page »

Featured On

Follow Me on Pinterest

Zina at Debt Free After Three

See My Latest Pins

Search

Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
I may receive compensation from affiliate links and other companies.
While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

Copyright © 2023 · Site development by Olive & Ivy Design