Hi, I'm Zina.

I used to have major money problems. I ate out three times a week and couldn’t save a penny. I bought new clothes even though my dresser drawers were already full.

In 2011, I graduated with $24,000 of student loans and got a job making $28,000 a year. I was stuck and depressed. 

The worst part? I couldn’t use retail therapy to ease my financial anxiety - my only choice was to learn to budget.

Over the next three years, I paid off my student loans and started saving for retirement. I still have a closet I love, but a full bank account too.

Now I help others break their own cycle. Ready to get started? Click below for a free 15-minute consultation.

30-minute call

Good for quick questions


  • Limited email access
  • Good for quick questions
  • Available on nights and weekends
budget creation

Help create a budget that works for you


  • Use existing information to create a new budget
  • Make a budget that fits your financial goals
  • Your new budget will include space for your lifestyle

What Others Say


Zina is an absolute pleasure to work with and is very knowledgeable about a variety of financial matters including healthcare savings and retirement options.

She is skilled at proposing budgeting tips for individuals and households, as well as long-term planning and savings advice.

- Chandler


Zina's Student Loan Knockout class was amazing. It moved along at a great pace, and I learned something new every day.

Now that the session is over, I’ve been reviewing the videos with my boyfriend and he finds them equally as interesting and informative as I do.

- Becca


I sought out Zina’s help to help me figure out a way to pay off my debt as quickly as possible.

She was extremely patient with me and offered simple, practical tips to create big gains. I'm so thankful for her assistance and recommended her help and services to many of my friends.

- Lauren

Featured On

Still unsure? Have More questions?

I get it. Signing up for coaching is a major decision - and a major investment.

Think of it this way: how much time have you spent on your own, trying to make a budget or pay off debt? If you've been trying to get better for years on your own, maybe it's time to get professional help?

Accountability has been proven to help people achieve their goals. If you want someone who will keep you on track, let's talk today. 

© Conscious Coins. All rights Reserved   I   Policy  I   Disclaimer