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Conscious Coins

Be Mindful With Your Money

How I Paid Off My Student Loans: My Five Best Strategies

October 27, 2016 By Zina Kumok

When I trying to pay off my student loans, I decided that I had to find a few different strategies to becoming debt free. I wasn't earning much ($30,000/yr) and owed almost that much ($28,000/yr). Because of my limited salary, I needed to become more diligent about my finances than I had ever been. I learned so much through that process and want to share the five best methods that you can use for your own debt payoff goals: Track Your ... Read more...

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Filed Under: Money Tagged With: debt, debt free, student loans

What I’ve Learned From My Blog

December 10, 2015 By Zina Kumok

I've been blogging for a while now & have learned so much. Here's what I've learned from blogging - what have you learned or what do you want to know about starting a blog?

This week is the three-year anniversary of this blog. I started writing it in 2012, one year after I started paying off my students loans. Two years after that, I became debt-free. Three months ago, I started working for myself." These events are not mutually exclusive. Having a public blog kept me motivated to pay off my loans within my goal, and it also taught me how I relate to money. It forced me to account for my decisions, even if I ... Read more...

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Filed Under: debt Tagged With: debt free, mental health, suicide

I am amazing: a look back

October 21, 2013 By Zina Kumok

I Am Amazing: A look back at the past year!

I found the notebook that I used for last year’s Financial Planning Days. Almost exactly a year ago, I had $28,000 in student loans. Now? It’s about $12,060. In one year, I have paid off almost $16,000 worth of student loans. That is amazing. Not to toot my own horn, but that is amazing. When I told my friend Ellie, she asked how I did it. Part of me is unsure. Maybe I robbed someone. But I also know that I didn’t go out to lunch every ... Read more...

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Filed Under: debt Tagged With: debt free, student loans

I’ve paid off $10,000 of my student loans!

May 5, 2013 By Zina Kumok

paid off student loans

Check it out - I've paid off $10,000 in student loans! I try not to think about how much I have left to pay on my student loans, but today I am celebrating. Since I graduated college, I have paid off $10,000 worth of my student loans. That’s 35 percent of the total amount. Next goal: get down to $14,000 in August. ... Read more...

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Filed Under: debt Tagged With: debt free, student loans

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
I may receive compensation from affiliate links and other companies.
While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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