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Conscious Coins

Be Mindful With Your Money

The Secret to Debt Payoff? Make It Easy

April 7, 2017 By Zina Kumok

This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt find out how they can help. When I meet new people, eventually the topic of my debt payoff journey comes up. I tell them that I write about personal finance and that I paid off my ... Read more...

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Filed Under: Money Tagged With: debt, debt payoff, student loans

How Much Interest Are You Paying?

February 23, 2016 By Zina Kumok

When you first start repaying your student loans, you might not pay attention to your interest rate. Here's why it's important to know your interest rate!

One of the biggest reasons I started paying extra on my student loans was because I realized how much money was going to interest. When I started paying off my student loans, my minimum payment was $350. About half of those initial payments were going to interest. That means $175 a month - or 10% of my take-home pay at that time -  was being flushed down the toilet. Interest is the money you pay to the bank for letting them lend you money. ... Read more...

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Filed Under: debt, Money Tagged With: debt, debt payoff, interest, student loans

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
I may receive compensation from affiliate links and other companies.
While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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