Ever since I started freelancing full time, people have asked how I've been able to handle the instability of being self-employed. For the most part, being a freelancer isn't much more stressful. I get to set my own hours, work from home and not go outside when it's cold. But it also means that I have to finish my work before I can get paid. Before, I used to get paid for one week of work I'd already done and one week I hadn't. This can be a ... Read more...
Why you need an emergency fund
The other day while Facebook stalking an old friend, I noticed she had been tagged in a Kickstarter post. This wasn’t for a new business or mission trip. It was for a friend’s vet bills. Apparently, this friend, let’s call her Kate, had a cat who needed surgery that cost $1,500. I’m one of the biggest animal lovers around. I talk to my dog in a voice usually reserved for infants. But this enraged me. A vet bill is not something that ... Read more...