For months now, I've been hearing about Digit, an automatic savings app that transfers money out of your checking account. Digit works on the premise that people are horrible at saving themselves, and so it does the saving for them. Digit's premise is new, but it's based on timeless behavioral techniques. If you trick yourself into saving money, you'll be more successful at it. I was really skeptical about Digit at first. Why would anyone ... Read more...
Why I Spend More Money on Clothes
I've always loved shopping for clothes. When I was little, I dreamed of being a fashion designer. I would memorize designer names, examine dresses on the red carpet and sketch my own creations. In school, I dreamed about buying designer clothes, while my mother was a thrifty shopper who always knew the latest deals. I remember watching E! and dreaming about my Vera Wang wedding dress. When other people would talk about how they'd eat ... Read more...
5 Ways to Throw an Affordable Bachelorette Party
If you've spent any time watching reality TV or browsing social media, you've probably seen photos of perfect bachelorette parties. Beautiful girls with matching outfits in Vegas clubs. When I got engaged, I made it clear to my bridesmaids I didn't want a pricey bachelorette party. I've read too many horror stories about girls who had to decline a bachelorette party because of costs. Bachelorette parties are about celebrating with your closest ... Read more...
How to Do Your Taxes By Yourself
Around this time of year I hear people talking about taxes - how much you owe, how much you get back, etc. To most people it seems like a crapshoot - how do you know if you’ve got a big refund (and shopping spree) or a big bill coming? How Much Do I Owe the IRS? Well, here’s how it works. Every time you fill out a W-4 for your job, you put how many allowances you want. The more you write down, the fewer amount of taxes your employer will ... Read more...