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Conscious Coins

Be Mindful With Your Money

The One More Thing Syndrome

January 10, 2017 By Zina Kumok

Since I've been freelancing full-time, I've justified buying stuff for my business. I've heard of people who refused to reinvest in their business even when it could save them time or money. Unfortunately, I've gone too far. I instantly buy a book if I think it could help me, even if I've already got five unread sitting on my nightstand. I have a few courses that I haven't finished. And I almost signed up for a new coach the other day, ... Read more...

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Filed Under: Life Tagged With: addiction, shopping, spending

How to Save on the Fun Things

November 18, 2016 By Zina Kumok

When I decided to start paying off my student loans early, I knew I had to make some changes to my lifestyle. See, I wasn't always a responsible personal finance expert. In fact, I used to have a spending problem. I was one of those people who had a dozen bras and still wanted the latest one from Victoria's Secret. The word "sale" was enough to set my heart racing. I loved shopping at the mall. When I moved out of my college apartment, my friends ... Read more...

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Filed Under: Life Tagged With: books, magazines, movies, spending, video games

How I save money on clothes and hobbies

November 2, 2014 By Zina Kumok

Yes, I do spend money on clothes & hobbies. But here's how I do and not spend too much!

A couple weeks ago I recorded a podcast about my debt journey. One of the comments that the interviewer made was about how I had to get creative to find ways to save money while paying off debt. I get most of my books from the library and most of my movies from Netflix. But if I do want to buy something, I scour used DVD stores (where I picked up 5 copies for $12 last week) and ebay for the best prices. I love to do embroidery so I ask my ... Read more...

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Filed Under: spending, thrifting Tagged With: budget, shopping, spending

My decision not to get an engagement ring

January 27, 2014 By Zina Kumok

That's right, I don't have an engagement ring! Am I crazy? Why I don't have an engagement ring.

About a month ago, I got engaged. And since I’ve been telling people, the first question has not been “how did it happen” or “when are you guys getting married,”  but “where is your ring?” In fact, one coworker told me that she kept forgetting I was engaged because I don't wear a ring. I wanted to remind her that having a diamond ring didn't save her from getting divorced, but I bet my tongue. I’m not getting an engagement ring. I made the ... Read more...

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Filed Under: weddings Tagged With: budget, engagement rings, personal finance, spending

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Disclosure: I am not a financial professional nor am I licensed to dispense financial advice.
I may receive compensation from affiliate links and other companies.
While I share financial advice, it may not be appropriate for your lifestyle and personal situation.

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