Since I've been freelancing full-time, I've justified buying stuff for my business. I've heard of people who refused to reinvest in their business even when it could save them time or money. Unfortunately, I've gone too far. I instantly buy a book if I think it could help me, even if I've already got five unread sitting on my nightstand. I have a few courses that I haven't finished. And I almost signed up for a new coach the other day, ... Read more...
How to Save on the Fun Things
When I decided to start paying off my student loans early, I knew I had to make some changes to my lifestyle. See, I wasn't always a responsible personal finance expert. In fact, I used to have a spending problem. I was one of those people who had a dozen bras and still wanted the latest one from Victoria's Secret. The word "sale" was enough to set my heart racing. I loved shopping at the mall. When I moved out of my college apartment, my friends ... Read more...
How I save money on clothes and hobbies
A couple weeks ago I recorded a podcast about my debt journey. One of the comments that the interviewer made was about how I had to get creative to find ways to save money while paying off debt. I get most of my books from the library and most of my movies from Netflix. But if I do want to buy something, I scour used DVD stores (where I picked up 5 copies for $12 last week) and ebay for the best prices. I love to do embroidery so I ask my ... Read more...
My decision not to get an engagement ring
About a month ago, I got engaged. And since I’ve been telling people, the first question has not been “how did it happen” or “when are you guys getting married,” but “where is your ring?” In fact, one coworker told me that she kept forgetting I was engaged because I don't wear a ring. I wanted to remind her that having a diamond ring didn't save her from getting divorced, but I bet my tongue. I’m not getting an engagement ring. I made the ... Read more...